Payment Plans

Shop with Openpay

We are a buy now, pay later service with a difference. With longer terms across a variety of industries, we allow you to pay over time for the things you need and want.

How Openpay works


Get what you want and need today across various industries.


Select Openpay as your payment option to create a plan.


Take control by setting your payments to suit your schedule.


Sit back and relax, knowing that you've got time to pay. We direct debit the payments so you can focus on life.

Information about Openpay

Is my information secure with Openpay?

Yes, protecting your information is very important to us. Openpay is a Level 1 PCI DSS Compliant Provider. This means that all sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. Our privacy policy is available on this website.

Does Openpay perform a credit check?

Depending on the purchase you are making, you may be asked to consent to a credit check. In those instances, your consent will be clearly requested before a purchase is made.

Are there any customer interest or customer fees associated with Openpay?

Openpay does not charge any interest. Depending on the plan type selected and the participating merchant in which you are shopping at, there may be no fees at all. In some instances a small plan management fee will be applicable to each repayment. This fee varies depending on the merchant in which the purchase is being made. In the case of higher value purchases an establishment fee may apply. This will be payable by approved applicants only in line with the initial payment. Once again all costs will be disclosed before you commit to your purchase.

Read the full terms and conditions at

Fees and charges may apply.